Why Skill-based Education is important

India has emerged as a superpower in technology and knowledge sectors, but is still not able to provide quality education to its people. Different surveys and research studies pointed to the fact that only about 20-25% of engineering graduates and MBAs are employment-ready or suitable for industry. This means a majority of graduates (75-80%) cannot be employed by industry or companies without training. This means that out of 100,000 graduates only 20,000 can be deployed in any work/project, while the remaining have to get trained further to improve their levels or look at low-end jobs or projects. 

Property, Money & Wealth - Does it exist in nature?

We all know that we require money or income to cater to our basic needs - food, clothing, shelter, education, health and general well-being. However, at times money and wealth also leads to fights, disputes and crimes on the other extreme. We all might think that this is only a problem of the super-rich, however, the reality is different - this issue exists even in middle-class families.

Rajiv Gandhi Equity Savings Scheme – A small incentive to invest in markets

Wishing all fans and followers of Sekhar's Page a Happy & Prosperous New Year 2013. May the new year fulfill all your dreams and ambitions. 

RGESS or Rajiv Gandhi Equity Savings Scheme has been in the news for the last 2-3 months as one of the best initiatives to encourage common people to invest in stock markets. The Government initiated this to encourage people to invest their savings in financial markets, so that the funds are utilized productively to enhance the growth of the economy and enable an equity-cult among the masses. The move was also seen as an alternative to investing in traditional assets such as Gold and real estate. The Finance Ministry and Govt. have taken several measures to discourage investment in Gold, which also increased the import burden, which further increased the fiscal deficit of our country. 

Is Passive Investing for you?

Sekhar's Page did not have new posts since December 7 as I was engaged in other work and projects. Recently I had been looking at various topics or themes to write about, but could not make up my mind. However, I wanted to touch upon a simple but highly effecting investing strategy called Passive Investing.

So what's so special Passive Investing?
In simple terms passive investing involves taking exposure to an index or commodity (or  a baseket of assets) through a cost effective fund/instrument. Have you ever though that you were better off investing in the Sensex rather than individual stocks ? This is now possible through index funds and Exchange Traded Funds (ETFs).

Should you invest or trade in stocks?

This is a million dollar question faced by people, who participate in the stock market. Whether to trade or invest or how long and which strategy to use, is a dilemma faced by a small investors/traders as well as the most sophisticated investors/traders. However, this blog is about normal investors or common people, so lets restrict our discussion to common people who invest/trade in stocks. At first you need to know the difference between trading and investing.